Website operator and use
This website is operated by WrightLife LLC, doing business as WrightLife Insurance Group. By using the website, you agree to these terms. Do not use the website to submit false information, interfere with service, attempt unauthorized access, or act unlawfully.
Information is not coverage
Website content is general educational information, not a policy, binder, insurance contract, or individualized legal, tax, or investment advice. An inquiry, estimate, or discussion does not create insurance coverage or guarantee eligibility, approval, benefits, or pricing. Coverage takes effect only under the issuing insurer's requirements and policy terms.
Availability and applicable rules
Products, benefits, premiums, underwriting, exclusions, and waiting periods vary by insurer, product, age, health, state or territory, and other factors. WrightLife offers or arranges products only where the necessary licenses, appointments, and authorizations are in place. Nationwide inquiries do not establish nationwide availability of every product. The issued contract and applicable law govern coverage.
Requests and communications
Contact WrightLife by phone or email to discuss your inquiry. This website does not accept online submissions or send verification codes. Information you provide and any agreed follow-up relate to your inquiry; contacting us is not blanket consent to unrelated promotional messages. Do not send sensitive medical information or Social Security numbers by ordinary email.
Estimates and educational examples
Calculators and hypothetical examples simplify complex decisions. They are not actual customer results, personalized recommendations, policy illustrations, or offers of a particular rate. Carrier illustrations, policy documents, and qualified advice should be reviewed before a purchase or tax decision.
Third-party services
Insurance carriers and other service providers may operate separate websites or services. Their terms and privacy practices apply to those services. WrightLife does not control their underwriting decisions, website availability, or content. Carrier names and trademarks belong to their respective owners.
Website content and intellectual property
Original website copy, design, and branding belong to WrightLife LLC or its licensors. You may use the site and its downloadable educational materials for personal or internal business evaluation. Other reproduction or commercial reuse requires permission unless otherwise permitted by law.
Availability and liability
The website is provided as available. We do not guarantee uninterrupted or error-free access. To the extent permitted by applicable law, WrightLife is not liable for indirect, incidental, special, consequential, or punitive damages arising from website use. Nothing here excludes liability or limits rights that cannot lawfully be excluded or limited.
Florida law and multistate activity
These terms are governed by Florida law, without regard to conflict-of-law principles, subject to applicable federal law and any mandatory protections of your state or territory. Insurance transactions, communications, disclosures, and services remain subject to the laws and regulatory requirements of the jurisdiction where offered. These terms do not override an insurance policy or nonwaivable consumer rights.
Updates and contact
We may revise these terms by posting an updated version. Questions about these terms can be sent to admin@mywrightlife.com. For coverage or benefits inquiries, contact hello@mywrightlife.com.